XRP Wallet
3-5 second settlement, minimal fees
Manage your XRP with a secure, non-custodial wallet. HelioWallet provides fast access to the XRP Ledger with 3-5 second transaction settlement and fees as low as 0.00001 XRP.
What is XRP?
XRP is the native cryptocurrency of the XRP Ledger (XRPL), a decentralized blockchain technology originally developed by Ripple Labs. Unlike most blockchains, the XRPL uses a unique Federated Byzantine Agreement consensus protocol that enables 3-5 second transaction finality without mining.
The XRP Ledger was designed from the ground up for fast, efficient value transfer. It can process 1,500+ transactions per second with minimal energy consumption and transaction fees as low as 0.00001 XRP (fractions of a cent), making it one of the most cost-effective payment networks.
Beyond simple payments, the XRPL supports a built-in decentralized exchange (DEX), issued currencies, and NFTs. XRP continues to be widely adopted by financial institutions, payment processors, and remittance services for cross-border settlements.
Why HelioWallet for XRP?
Everything you need to manage your XRP securely
3-5 Second Settlement
XRP transactions reach final settlement in 3-5 seconds. No waiting for block confirmations — once confirmed, your transaction is irreversible.
XRPL Token Support
Manage XRP and tokens issued on the XRP Ledger. View all your XRPL assets in one unified dashboard.
Self-Custody
Your XRP private keys are encrypted and stored locally. HelioWallet never accesses, stores, or transmits your keys to any server.
Minimal Fees
XRP transaction fees are typically 0.00001 XRP (a tiny fraction of a cent). Send any amount without worrying about network costs.
Standard Key Derivation
BIP44-compliant derivation (m/44'/144'/0'/0) for XRP. Import from any major XRP wallet using your recovery phrase.
No Registration
Access your XRP wallet instantly. No email, no KYC, no personal data collection. Privacy-respecting by design.
Get Started in 3 Steps
Set up your XRP wallet in under a minute
Import or Create
Import your existing wallet with a recovery phrase, or create a new XRP wallet. No sign-ups or personal information required.
Select XRP
Choose XRP (XRP) from the supported networks. Your wallet address is generated instantly using industry-standard derivation.
Send & Receive
Start sending and receiving XRP. View your balance, manage transactions, and maintain full control of your funds.
Your Security is Non-Negotiable
HelioWallet is designed with security-first principles for every supported blockchain
Non-Custodial
Your private keys stay on your device. We never have access to your funds.
AES-256 Encryption
Keys are encrypted locally with military-grade AES-256 encryption.
No Tracking
Zero analytics on your transactions. Your financial activity stays private.
Open Standards
Built on BIP39/BIP44 standards. Compatible with all major wallets.
Frequently Asked Questions
Common questions about using HelioWallet with XRP
