Stellar Wallet
Fast, affordable, borderless payments
Manage Stellar Lumens (XLM) and Stellar tokens with a secure, non-custodial wallet. HelioWallet offers 5-second finality and near-zero transaction fees on the Stellar network.
What is Stellar?
Stellar is an open-source blockchain network founded in 2014 by Jed McCaleb (co-founder of Ripple). Designed to facilitate fast, low-cost cross-border payments, Stellar connects financial institutions, payment systems, and individuals through a unified, decentralized protocol.
The Stellar network uses the Stellar Consensus Protocol (SCP), a federated Byzantine agreement system that achieves consensus without energy-intensive mining. Transactions settle in 5 seconds with fees as low as 0.00001 XLM, making it one of the most efficient payment networks.
Stellar has been adopted by major organizations including the United Nations, Circle (USDC), and MoneyGram for cross-border payments and stablecoin infrastructure. Its native token, Lumens (XLM), serves as both a bridge currency and anti-spam mechanism for the network.
Why HelioWallet for Stellar?
Everything you need to manage your XLM securely
5-Second Finality
Stellar transactions are final and irreversible in approximately 5 seconds. No waiting for block confirmations or worrying about transaction reversals.
Stellar Token Support
Manage XLM and all Stellar-based tokens and assets. View trustlines and token balances in a unified dashboard.
Self-Custody
Your Stellar private keys (Ed25519) are encrypted and stored locally. HelioWallet uses SLIP-0010 derivation for secure key generation.
Near-Zero Fees
Stellar transaction fees are typically 0.00001 XLM — essentially free. Send payments anywhere in the world for a fraction of a cent.
Cross-Border Payments
Stellar is purpose-built for international transfers. Send value across borders in seconds without the delays and fees of traditional banking.
No Registration
No sign-ups, no KYC, no personal data. Import your recovery phrase and access your Stellar assets instantly.
Get Started in 3 Steps
Set up your Stellar wallet in under a minute
Import or Create
Import your existing wallet with a recovery phrase, or create a new Stellar wallet. No sign-ups or personal information required.
Select Stellar
Choose Stellar (XLM) from the supported networks. Your wallet address is generated instantly using industry-standard derivation.
Send & Receive
Start sending and receiving XLM. View your balance, manage transactions, and maintain full control of your funds.
Your Security is Non-Negotiable
HelioWallet is designed with security-first principles for every supported blockchain
Non-Custodial
Your private keys stay on your device. We never have access to your funds.
AES-256 Encryption
Keys are encrypted locally with military-grade AES-256 encryption.
No Tracking
Zero analytics on your transactions. Your financial activity stays private.
Open Standards
Built on BIP39/BIP44 standards. Compatible with all major wallets.
Frequently Asked Questions
Common questions about using HelioWallet with Stellar
